Residential, commercial and buy to let mortgages. Second charges. Bridging finance. Regulated life insurance

First established in September 2012, K&Y Secure Futures Ltd is an authorised mortgage intermediary and regulated life insurance agency registered with the Financial Conduct Authority and entered on the Financial Services Register https//register.fca.org.uk/ under reference 715375, since February 2016. K&Y is a whole of market intermediary with access to the entire mortgage and life insurance markets. Some types of buy-to- let mortgages are not regulated by the Financial Conduct Authority.

Fully

Fully ConstantinouPrincipal and Managing Director of the company is Anthoulis ‘Fully’ Constantinou.

Fully is long established in the industry with full and comprehensive qualifications at the highest industry levels. He began his long working experience in 1987 with one of the major banks dealing directly with customers with financial advice over a wide range of products and services. After 25 years of successful service, during which time he progressed to Financial Adviser, a role he held for 22 years, Fully left the bank in 2012 to develop his personal career. He joined Morgan Sterling Ltd, a registered and regulated mortgage and life insurance intermediary initially as a registered introducer for life insurance. At this time Fully also became qualified as a mortgage adviser and further established himself as a successful intermediary and then a licensed Authorised Representative to the company.

In 2015 Fully applied to become an authorised and regulated intermediary with the Financial Conduct Authority in his own right, and, having been granted his permission, left to establish his own business trading as K & Y Secure Futures Ltd. He took offices in Potters Bar, and in March 2016 opened for business. A prolific and respected professional Fully has already created a well-established practice in the mortgage, finance and life insurance fields with a substantial and wide-ranging client base.

Services

K & Y Secure Futures Ltd. offers a full range of services in the finance and insurance markets, and your initial consultation is free to all clients. Meetings and appointments will be arranged at the convenience of clients, when a full and detailed Fact Find will be completed to ensure the best advice in your circumstances.

Our services include residential, buy to let and commercial loans, together with a detailed analysis of life insurance and protection needs.